How to Apply for Term Loan Scheme Credit Line 2 for Minorities — Up to ₹30L (Haryana)

There is no competitive shortlisting round here — the route is a documentation and eligibility check, handled online from start to finish.

1. Online submission. The applicant registers on the Antyodaya-SARAL portal, logs in, selects the scheme and submits the application form with all mandatory details and the required documents.
2. Family data pull and identity verification. The Parivar Pehchan Patra family ID is entered and the family data is fetched, after which the selected beneficiary is verified through an OTP sent to that family member.
3. Scrutiny of eligibility and documents. The submitted application is reviewed against the scheme's eligibility conditions and the paperwork provided by the applicant.
4. Appraisal by the Kalyan Nigam. The Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam examines the file thoroughly to confirm it complies with every scheme guideline.
5. Approval and disbursement. Once the application clears the review, the loan is sanctioned and the amount is disbursed to the beneficiary.

Applicants can follow the status of their file on the state's tracking portal by entering the department name, the scheme name and the application reference ID.