How to Apply for Term Loan Scheme Credit Line 1 for Minority Community — ₹20L

Once an application is submitted online, it is reviewed by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. No pitch, interview or committee stage is described for this credit line — the assessment is a desk review of the file.

The review focuses on whether the applicant satisfies each condition of the scheme:

• Age falls within the 18 to 55 year band.
• Permanent residency is in Haryana.
• Family income sits within the rural or urban ceiling.
• Membership of one of the recognised minority communities.
• The Parivar Pehchan Patra and the other documents submitted are valid and consistent with the application.

Files that clear every condition move ahead for further processing and eventual sanction of the loan. Because the scheme operates on a rolling basis, there is no batch or round an applicant has to wait for.