Vahan Loan Sahay Yojana: Gujarat Vehicle Loan at 5% (4% for Women) — Frequently Asked Questions

The amount is not fixed — it varies from case to case. The loan is worked out against the full on-road cost of the vehicle you plan to buy, so the figure depends on which vehicle you choose. It is best to confirm the current figures with the corporation when you register.

It is a loan, not a grant. You borrow the money and return it along with interest through equal monthly instalments over five years. Because the scheme is debt-based, the corporation does not take a stake in your business; the only security involved is the mortgage (hypothecation) on the vehicle you purchase.

Yes. This scheme is intended for applicants from the unreserved category, and it is delivered through the Gujarat Unreserved Education and Economical Development Corporation.

Your family's annual income must be ₹6,00,000 or less. If your household income crosses that ceiling, you would not qualify under this scheme.

No. Applications are accepted on a rolling basis, so the window stays open and there is no fixed last date to meet. The real constraint is local: with a maximum of 5 beneficiaries per village, it pays to apply early rather than wait.

The scheme finances the purchase of rickshaws, loading rickshaws, Maruti cars and jeep taxis — vehicles used to run a transport-based livelihood or micro-enterprise.

Start by registering on the corporation's official website, esamajkalyan.gujarat.gov.in, under the Gujarat Unreserved Education and Economical Development Corporation section. Log in with your user ID and password, read the scheme details carefully, confirm your permanent address and upload the documents the portal asks for. Check every detail, submit the form online, then save and print it. Sign the printout and send it with all the supporting documents you uploaded to the concerned Deputy Director (Non-Reserved Category) or the District Social Welfare Officer by courier, post or in person. Scheme details are also published at https://gueedc.gujarat.gov.in/self-employment-scheme-1.html.

The online portal specifies exactly which documents must be uploaded, and you also have to send supporting papers — certificates and mark sheets among them — along with the signed printout of your form. Since eligibility turns on your Gujarat residency, age, category, driving licence and family income, be ready to produce proof of each of those as well.

No. Only one person from a family can avail the benefits of this scheme, so a household cannot claim it twice.

Your application is reviewed after the online submission, and the documents go through physical verification. The Deputy Director (Non-Reserved Category) or the District Social Welfare Officer then evaluates you against the eligibility criteria and the completeness of your paperwork. Final selection is also subject to the quota of a maximum of 5 beneficiaries per village.

No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Vahan Loan Sahay Yojana: Gujarat Vehicle Loan at 5% (4% for Women), though having it can strengthen your application and unlock other benefits.

Vahan Loan Sahay Yojana: Gujarat Vehicle Loan at 5% (4% for Women) is offered by Social Justice and Empowerment Department, Government of Gujarat, a government body. It is provided as non-dilutive funding.