How to Apply for Scheme for SC Small Business Owners in Gujarat — ₹10L Loan + ₹15,000 Subsidy

The published material does not describe a formal multi-round selection process. Applications are assessed as follows:

• Submissions received through the e-Samaj Kalyan portal are screened against the eligibility conditions — Gujarat domicile, Scheduled Caste category and the intended use of the funds.
• The purpose of the loan is examined: the assistance must go towards one shop or place of business at a single location.
• The security offered is reviewed, since guarantors must own immovable property worth the full loan amount.
• Where premises are allotted on long-term rent by a state body, or are to be built on the applicant's own plot, compliance with the land and construction rules is checked, along with clear title and 'uncultivated' land proof.
• Priority groups — educated unemployed applicants, unemployed mill workers, those with technical or professional experience, and the self-employed — are preferred when applications are considered.