Cooperative Department, Government of Uttarakhand
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How to Apply for E-Rickshaw Kalyan Yojana — 9% Loans for Unemployed Youth in Uttarakhand

How to apply

E-Rickshaw Kalyan Yojana — 9% Loans for Unemployed Youth in Uttarakhand accepts applications online through the official portal on a rolling basis. Follow the steps below — and always confirm the latest details on the official source before you apply.

How to apply

Applications are submitted on the . Confirm the current deadline and document checklist there before you start.

Selection process

Assessment happens inside the cooperative bank where the application is filed, not through a central committee.

The bank scrutinises the submitted paperwork for completeness and then checks the eligibility conditions one by one — residency, current employment status, the validity of the driving licence, and the applicant's age.

Alongside the eligibility test, the bank weighs the credibility of the applicant and of the two guarantors named in the form. Once the documents are verified and every criterion is satisfied, the loan is sanctioned and released for the purchase of the e-rickshaw. The borrower then begins repaying in daily or monthly instalments at 9% per annum, per the loan agreement.

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