Dr. Bhimrao Ambedkar Kamdhenu Yojana — ₹42L Dairy Loan for MP Farmers — Frequently Asked Questions

It is a dairy sector loan scheme operated by the Animal Husbandry and Dairy Department, Government of Madhya Pradesh. Its purpose is to help livestock farmers and unemployed youth in the state set up modern dairy units, raise milk output and build a dependable rural income.

The loan ranges from ₹36 lakh to ₹42 lakh. A unit built around indigenous milch breeds attracts ₹36 lakh, while one based on crossbred cows or buffaloes can go up to ₹42 lakh.

It is a loan (debt) scheme, so the department does not take an equity stake in your dairy business — you remain the owner. The assistance comes in the form of credit rather than a one-time grant.

You need to be a resident of Madhya Pradesh, at least 21 years old, and working as a livestock farmer. Applicants from SC, ST and all other categories are welcome. Beyond that, you must have at least 3.5 acres of agricultural land for each unit of 25 cattle you apply for, and hold a dairy management training certificate from a reputed institute or organisation.

One unit means 25 cattle and needs a minimum of 3.5 acres of agricultural land. If you apply for more units, the land requirement increases in step, up to a maximum of eight units or 200 animals. Your family's collective landholding can be considered, in which case co-borrowers are added to the loan. If the holding is scattered, at least half an acre must be in one location.

Yes. A dairy management training certificate from a reputed institute or organisation is a mandatory eligibility condition, and the certificate has to be uploaded along with your application.

The loan funds the core setup of a dairy unit: building a well-equipped cattle shed, buying high-yielding milch cattle (indigenous or crossbred), cattle insurance, and transporting the animals. The purchased animals must also be tagged and registered on the Bharat Pashudhan App.

The sanctioned amount is paid out in four installments spread over 18 months. Phasing the release lets you construct the shed, buy animals and begin operations stage by stage instead of needing the entire sum at the start.

There isn't one. Applications are accepted on a rolling basis and the scheme stays open throughout, so you can apply once your land records, training certificate and other documents are ready.

Apply online through the official portal at https://dbaky.mp.gov.in/. Register with your email ID and mobile number, create a password, and you will receive a user ID and password. Sign in, fill the application form with your personal, landholding and dairy training details, upload your documents, then click "Save Application" to receive an application number; print a copy for your records. The documents required are proof of residence, age proof, land ownership papers, a caste certificate if applicable, and your dairy management training certificate.

No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Dr. Bhimrao Ambedkar Kamdhenu Yojana — ₹42L Dairy Loan for MP Farmers, though having it can strengthen your application and unlock other benefits.