How to Apply for Direct Finance Scheme (NSFDC/GSCDC) — 1-5% Loans for SC Entrepreneurs

Applications go through an assessment handled by the Gujarat Scheduled Caste Development Corporation (GSCDC) before any loan is sanctioned.

• Online application: the applicant registers on the GSCDC portal, fills in the application form, uploads the required documents and saves the submission, which generates an application number for later reference.
• Document screening: GSCDC verifies everything submitted — caste certificate, income proof and residency details — against the eligibility conditions of the scheme.
• Eligibility evaluation: a selection committee examines the applicant's unemployment status and the family income figure to confirm the application fits the scheme's objectives.
• Approval and sanction: once verification is complete, the loan is approved and sanctioned for eligible beneficiaries, who can then move ahead with their self-employment plans.

No interview round is mentioned in the scheme's process. The outcome depends on the documentation and eligibility checks clearing scrutiny.