Dilli Swarojgar Yojna — Up to ₹5L Startup Loan for Indian Startups — Frequently Asked Questions

You can avail need-based loans up to ₹5,00,000 (Rupees Five Lakhs only) at an interest rate of 6% per annum.

The scheme is open to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minority communities who are residents of Delhi for at least five years. Applicants must be between 18 and 50 years of age, with an annual family income not exceeding ₹2,00,000 from all sources.

The scheme does not mandate DPIIT or MSME registration. Eligibility is based on community, residency, age, income, and other specified criteria.

No, the Dilli Swarojgar Yojna provides loans, which are non-dilutive. You are required to repay the loan as per the agreed terms, but the DSFDC does not take any equity stake in your business.

The scheme supports a variety of income-generating activities including, but not limited to, vegetable/fruit/flower shops, dairy product businesses, tailoring shops, and other permissible non-polluting manufacturing activities. The complete list is available in the scheme guidelines.

The scheme is rolling and always open for applications. There is no fixed deadline, so you can apply at any time.

You will need to submit the application form duly filled, a passport-sized photograph, and self-attested copies of supporting documents. These typically include proof of community (caste certificate), proof of Delhi residency, age proof, income certificate, educational qualifications, and technical qualifications or experience certificates for the proposed activity.

Yes, applicants should have passed a minimum 8th standard and possess technical qualifications for their proposed activity. However, this requirement is waived for traditional artisans or entrepreneurs who have been engaged in the same activity for at least the past three years.

To apply, visit any DSFDC branch office (at Rajpur Road, Mangolpuri, or Nand Nagri) or the headquarters at Rohini to collect the application form, or download it from the official DSFDC website. Fill it with all mandatory details, affix a passport-sized photograph, attach self-attested copies of required documents, and submit it at the nearest office along with a processing fee of ₹500 (paid via Demand Draft in favour of DSFDC). The application form fee is ₹100. After submission, you will receive an acknowledgment. If approved, you will receive a sanction letter, sign the loan agreement, and submit any post-sanction documents, after which the loan is disbursed to your bank account.

The loan must be repaid as per the agreed terms and conditions. Repayment is typically facilitated through Electronic Clearing Service (ECS) or post-dated cheques provided at the time of application.

Dilli Swarojgar Yojna — Up to ₹5L Startup Loan for Indian Startups provides ₹5L (up to) as debt / loan. Always confirm the exact amount and any conditions on the official site, as figures can change between cohorts.

Dilli Swarojgar Yojna — Up to ₹5L Startup Loan for Indian Startups is offered by Delhi SC/ST/OBC/Minorities/Handicapped Financial and Development Corporation (DSFDC), a government body. It is provided as non-dilutive funding.