DIDF — Dairy Processing & Infrastructure Development Fund — Frequently Asked Questions
Answers to the questions founders most often ask about DIDF — Dairy Processing & Infrastructure Development Fund — who qualifies, the funding amount, required documents and how the application works.
Frequently asked questions
Who is eligible for DIDF loans?
Dairy cooperatives, milk unions, dairy producer companies, and state dairy federations are eligible. Private dairy companies and individual farmers are not covered.
What is the applicable interest rate?
The interest rate is 3% below the prevailing NABARD refinance rate, making it significantly cheaper than commercial loans.
What can the loan be used for?
Eligible uses include modernisation of dairy processing plants, cold chain expansion, milk procurement infrastructure, and quality testing laboratories.
Is this a grant or a loan?
It is a loan that must be repaid. It is not a grant and does not involve equity dilution.
What is the total fund size?
The DIDF corpus is ₹10,881 crore, managed by NABARD. Individual loan amounts depend on project appraisal.
How do I apply?
Eligible entities should contact their regional NABARD office, prepare a Detailed Project Report (DPR) covering the infrastructure project and repayment capacity, and submit it for appraisal and sanction.
Are there any deadlines?
The fund is open on a rolling basis with no fixed deadline – applications are accepted continuously.
Does DIDF — Dairy Processing & Infrastructure Development Fund take equity?
No. DIDF — Dairy Processing & Infrastructure Development Fund is debt / loan and is non-dilutive — the provider does not take an equity stake in your startup.
Is DPIIT recognition required for DIDF — Dairy Processing & Infrastructure Development Fund?
No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for DIDF — Dairy Processing & Infrastructure Development Fund, though having it can strengthen your application and unlock other benefits.
Who offers DIDF — Dairy Processing & Infrastructure Development Fund?
DIDF — Dairy Processing & Infrastructure Development Fund is offered by NABARD, a government body. It is provided as non-dilutive funding.
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