DAADC Passenger & Loading Vehicle Loan Scheme for SC Applicants in Gujarat — Frequently Asked Questions

There is no single fixed loan amount. The figure varies, and the scheme does not publish one uniform sum that applies to every applicant. What the loan is meant for is clear — it covers the cost of purchasing a passenger vehicle or a loading/freight vehicle. For the amount applicable in your case, you would need to check with DAADC when you apply.

No. This scheme runs on a rolling basis and is always open, so there is no closing date you need to beat. You can register and submit your application on the DAADC portal whenever you are ready and your documents are in order.

You must be a resident of Gujarat, belong to the Scheduled Caste category, be part of an Antyodaya family, be unemployed, and have an annual family income that does not exceed ₹3,00,000. All of these conditions apply together — meeting only some of them will not make an application eligible.

Yes. Being unemployed at the time of applying is one of the stated eligibility conditions. The scheme is designed for people who do not currently have a job and want to create their own work by operating a transport vehicle.

It is a loan, so it is repayable finance rather than a grant. The scheme is classified as a debt-based programme, and it does not take any equity or ownership stake in your vehicle or your business. You receive capital to buy the vehicle and run it as your own enterprise.

The loan is intended for two categories: passenger vehicles, used for carrying people, and loading or freight vehicles, used for transporting goods. Either route lets you set yourself up as a self-employed transport operator.

No. DPIIT recognition and MSME registration are not listed as requirements for this scheme. Eligibility is determined on individual and household grounds — Gujarat residency, Scheduled Caste status, Antyodaya family, unemployment and the income limit — rather than on any business registration or startup recognition.

The scheme guidelines call for supporting documents that establish your eligibility, typically including proof of residence in Gujarat, a caste certificate for the Scheduled Caste category, an income certificate, and proof of unemployment status. Identification documents are also normally needed. Check the official guidelines for the complete list before you upload.

Applications are made online. Go to the DAADC portal at https://daadconline.gujarat.gov.in/, register as a new user or log in if you already have credentials, complete the application form with accurate personal and scheme-specific details, upload the required documents, review everything, and submit. Scheme information is also listed on the Gujarat government's Mariyojana portal at https://mariyojana.gujarat.gov.in/Schemeatoz.aspx.

Your family's annual income must not exceed ₹3,00,000. This ceiling keeps the scheme focused on households that genuinely lack the means to arrange vehicle finance on their own.

No. DAADC Passenger & Loading Vehicle Loan Scheme for SC Applicants in Gujarat is debt / loan and is non-dilutive — the provider does not take an equity stake in your startup.

DAADC Passenger & Loading Vehicle Loan Scheme for SC Applicants in Gujarat is offered by Social Justice and Empowerment Department, Government of Gujarat, a government body. It is provided as non-dilutive funding.