Department of Handicraft and Handloom, Government of Jammu and Kashmir
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How to Apply for Credit Card Scheme for Artisans & Weavers, J&K — ₹2L Loan

How to apply

Credit Card Scheme for Artisans & Weavers, J&K — ₹2L Loan accepts applications online through the official portal on a rolling basis. Follow the steps below — and always confirm the latest details on the official source before you apply.

How to apply

Applications are submitted on the . Confirm the current deadline and document checklist there before you start.

Selection process

Applications follow a district-level route, and the final call rests with a committee rather than a centralised portal.

  1. Application — interested artisans and weavers obtain and complete the application form; the process is handled offline.
  2. Submission — the filled form, together with the supporting documents required, is submitted to the relevant district authorities.
  3. Review by the District-level Selection Committee — the committee, headed by the General Manager of the District Industries Centre, evaluates each application.
  4. Selection — beneficiaries are picked against the stated eligibility criteria and the needs of the artisans and weavers engaged in production and manufacturing.

Since the scheme runs on a rolling basis, there is no single annual window to aim for — but departmental registration and credit eligibility need to be in place before you apply.

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