Venture debt and revenue-based financing for Indian startups — borrowed growth capital you repay over time, with minimal equity dilution. Compare amounts, terms and eligibility.
A microfinance loan of up to ₹1,25,000 at 4% annual interest from the Government of Gujarat for women from Nomadic and Denotified Castes who want to start or grow their own business.
Low-interest micro-loan of up to ₹60,000 at 4% per annum for women entrepreneurs from Gujarat's Thakor and Koli communities.
A Gujarat government debt scheme that helps Scheduled Caste entrepreneurs buy a shop or commercial premises in an urban area, with a loan of up to ₹10 lakh, a ₹15,000 subsidy and three years of interest support.
A Himachal Pradesh government loan scheme offering up to ₹25 lakh at 5% to 8% interest to unemployed Persons with Disabilities who want to start their own business.
A credit-linked Government of Meghalaya scheme that funds up to 75% of project cost for Eri and Muga silk grainage, spinning, reeling, dyeing and weaving units, with the entrepreneur contributing 5% and a partner bank financing 20%.
A Tamil Nadu government micro-credit scheme that lends women vendors between ₹100 and ₹5,000 at 11% interest, with applications accepted on a rolling basis.
A Tamil Nadu MSME Department debt scheme that helps first-generation entrepreneurs set up manufacturing or service units with term loans from banks or TIIC, a 25% capital subsidy capped at ₹75 lakh, 3% interest subvention and compulsory EDP training.
A term loan of ₹10,000 to ₹15 lakh at 6% interest from HSFDC, for Safai Karamchari families in Haryana starting or expanding a micro-enterprise.
A micro-credit loan of up to ₹1 lakh at 5% annual interest for Safai Karamcharis and their dependents in Haryana, with 10% margin money and a BPL subsidy of up to ₹10,000.
UREDA's debt scheme for Uttarakhand residents to build 20 kW to 200 kW solar plants, with cooperative bank loans at 8% and a 25-year UPCL power purchase tie-up.
A Madhya Pradesh government loan scheme that gives rural street vendors and migrant workers bank finance for low-cost equipment and working capital, with EDP training for those starting a new business. Applications run on a rolling basis.
A Madhya Pradesh government loan scheme giving livestock farmers and unemployed youth ₹36 lakh to ₹42 lakh to build modern dairy units of 25 milch cattle each.
A Haryana government loan scheme offering up to ₹3 lakh to persons with disabilities for building or developing business premises that support self-employment.
Bihar's Mukhyamantri Alpasankhyak Udyami Yojana gives entrepreneurs from Minority communities financial support worth as much as ₹10 lakh — half as a non-repayable grant, half as an interest-free loan — along with mandatory entrepreneurial training.
A Karnataka government scheme that gives leather artisans, artisan SHGs and co-operative societies up to ₹10 lakh per production unit — half as a ₹5 lakh subsidy and half as a ₹5 lakh bank loan — to modernise their workshops. Applications run on a rolling basis through the Seva Sindhu portal.
A Tamil Nadu MSME Department scheme giving educated unemployed youth loans up to ₹15 lakh for manufacturing and ₹5 lakh for service or trading ventures, with a state subsidy of up to ₹2.50 lakh.
A PIPDIC loan that covers up to 75% of the price of a new four-wheeler for qualified professionals and for industrial units with a sound repayment record in Puducherry.
The Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam gives term loans of up to ₹15 lakh at 6% to 8% annual interest to Backward Class residents of Haryana, so they can start a venture, buy equipment or build skills. Applications stay open all year on the Antyodaya-SARAL portal.
Interest-free loans of ₹10,000 to ₹5 lakh for Uttarakhand farmers, BPL families and self-help groups, offered by the state's Cooperative Department.
A Delhi Khadi & Village Industries Board scheme giving loans up to ₹3 lakh plus a 15% project-cost subsidy to unemployed youth, artisans, dropouts and small units setting up or expanding a business in Delhi.
A rolling Government of Sikkim scheme that helps unemployed youth aged 18–45 set up ventures with a bank loan of up to ₹20 lakh and a one-time subsidy of 35% (50% for BPL and PwD applicants) on the approved project cost.
A PIPDIC term loan of ₹2.5 crore and above for setting up cold storage facilities in Puducherry, repayable over 8 years with a 2-year moratorium.
A Madhya Pradesh government credit scheme for Scheduled Caste families below the poverty line, offering loans up to ₹50,000 with ₹15,000 margin money, interest subsidy, a 6-month moratorium and 5-year repayment.
A Haryana government loan scheme offering up to ₹10 lakh to Backward Class professionals aged 18-35 for setting up clinics, labs, offices and similar units.